UPI Fraud Se Kaise Bachein? 10 Zaroori Rules
UPI PIN, collect request, QR code aur fake customer care scams ko samjhein.
UPI fast hai, lekin har payment request ko dhyan se check karna zaroori hai. Sabse important: paise receive karne ke liye UPI PIN enter nahi karna hota.
1. UPI PIN private rakhein
Bank ya payment app support kabhi aapse UPI PIN nahi maangta. PIN aur OTP kisi ke saath share na karein.
2. Collect request padhein
Unknown collect request approve na karein. Naam, amount aur reason check karein. Aap payment expect nahi kar rahe to reject karein.
3. QR code carefully scan karein
QR scan payment initiate kar sakta hai. Sirf paise receive karne ke liye unknown QR scan karke PIN na daalein.
4. Remote access apps se bachein
Refund agent ya customer care ban kar koi screen-sharing/remote access app install karwaye to mana karein.
5. Official customer care use karein
Random search result ya social media comment se number na lein. Bank/app ki official website se support open karein.
6. Receiver verify karein
Payment se pehle receiver ka naam aur amount check karein. Galat UPI ID par transfer recovery guaranteed nahi.
7. Screenshot ko proof na maanein
Apne payment app aur bank history mein transaction status check karein.
8. Suspicious links avoid karein
KYC update, cashback, refund aur account block ke links ko verify kiye bina open na karein.
9. Phone secure rakhein
Screen lock, software updates aur trusted apps ka use karein.
10. Fraud report karein
Bank ko turant inform karein aur India mein 1930 par call karein ya National Cyber Crime Reporting Portal par report karein. Refund ki guarantee nahi hoti, lekin jaldi report karna important hai.
Official resource: NPCI UPI overview.
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